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Terms of Service

Termini e Condizioni del Servizio

Effective: January 2025 Version: 1.0 Language: EN/IT

🎮 FREE-TO-PLAY PLATFORM

Squizito Fan is NOT a gambling service. We are a free entertainment platform for sports predictions using virtual currency ("Squizito Coins") that has NO real monetary value and cannot be exchanged for cash.

Squizito Fan NON e un servizio di scommesse. Siamo una piattaforma di intrattenimento gratuita per previsioni sportive che utilizza valuta virtuale ("Squizito Coins") che NON ha valore monetario reale e non puo essere scambiata con denaro.

Table of Contents / Indice

  • 1. Acceptance of Terms
  • 2. Eligibility & Age Requirements
  • 3. Account Registration
  • 4. Virtual Currency
  • 5. Predictions & Gameplay
  • 6. User Conduct
  • 7. Intellectual Property
  • 8. Privacy & Data
  • 9. Termination
  • 10. Limitation of Liability & Indemnification
  • 10A. General Provisions
  • 11. Changes to Terms
  • 12. Governing Law & International Disputes
  • 13. Digital Services Act
  • 14. Contact Information

1. Acceptance of Terms

By accessing or using Squizito Fan ("Platform", "Service", "we", "us"), you agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, you may not access or use the Platform.

These Terms constitute a legally binding agreement between you and Squizito Fan regarding your use of the Platform.

Key Point: Your continued use of Squizito Fan after any changes to these Terms constitutes acceptance of the modified Terms.

2. Eligibility

2.1 Age Requirement

You must meet the following age requirements to use Squizito Fan:

  • General Requirement: 18 years of age or older
  • United States: 18 years (or 21 in jurisdictions where required)
  • European Union: 18 years
  • United Kingdom: 18 years
  • Canada: Age of majority in your province (18 or 19)
  • Australia: 18 years
  • Other Countries: The greater of 18 years or the legal age of majority in your jurisdiction

By creating an account, you confirm that you meet the applicable age requirement in your jurisdiction.

2.2 Geographic Availability

Squizito Fan is intended for international use. However, access may be restricted or unavailable in certain jurisdictions due to local laws or regulations. You are responsible for determining whether your use of the Platform complies with applicable local laws.

Restricted Jurisdictions: Access to Squizito Fan may be restricted or prohibited in jurisdictions where free-to-play prediction games are regulated, including but not limited to certain US states, countries with comprehensive gaming bans, or regions subject to international sanctions. Users accessing from such jurisdictions do so at their own risk.

2.3 Account Restrictions

You may not use Squizito Fan if:

  • You have previously been banned from the Platform
  • You are prohibited by law from using online services
  • You are acting on behalf of a banned user
  • You are located in a jurisdiction where use of the Platform would violate local law
  • You are a resident of a country subject to comprehensive trade sanctions

3. Account Registration

3.1 Account Creation

To access certain features, you must create an account by providing accurate and complete information. You are responsible for maintaining the confidentiality of your account credentials.

3.2 One Account Policy

Each user may maintain only one account. Creating multiple accounts is prohibited and may result in termination of all accounts.

3.3 Account Security

You are responsible for all activities that occur under your account. Notify us immediately if you suspect unauthorized access.

4. Virtual Currency (Squizito Coins)

IMPORTANT: Squizito Coins are virtual currency with absolutely NO monetary value. They cannot be exchanged for cash, cryptocurrencies, or any other form of payment.

4.1 Nature of Squizito Coins

Squizito Coins are:

  • Virtual: Digital tokens existing only within our Platform
  • Non-transferable: Cannot be transferred between accounts or sold
  • Non-refundable: Cannot be converted to real currency
  • Platform-bound: Have no value or utility outside Squizito Fan

4.2 Earning Coins

Squizito Coins can be earned through:

  • Successful predictions
  • Daily login bonuses
  • Achievement completion
  • Streak maintenance
  • Promotional events

4.3 Using Coins

Coins can be used to:

  • Make predictions on sports events
  • Redeem items in the Rewards Shop
  • Unlock cosmetic features

5. Predictions & Gameplay

5.1 Entertainment Purpose

All predictions on Squizito Fan are for entertainment purposes only. This is NOT gambling. No real money is wagered or can be won.

5.2 Prediction Rules

Predictions must be placed before the event starts. Once an event begins, predictions are locked and cannot be modified.

5.3 Results

Results are determined by official sports data providers. Our determination of results is final.

6. User Conduct

6.1 Prohibited Activities

You agree not to:

  • Use automated systems or bots
  • Exploit bugs or vulnerabilities
  • Manipulate predictions or results
  • Harass or abuse other users
  • Share account credentials
  • Engage in fraudulent activities
  • Violate any applicable laws

6.2 Consequences

Violations may result in warnings, temporary suspension, permanent ban, or forfeiture of all Squizito Coins.

7. Intellectual Property

All content on Squizito Fan, including but not limited to text, graphics, logos, and software, is the property of Squizito Fan or its licensors and is protected by intellectual property laws.

You are granted a limited, non-exclusive, non-transferable license to use the Platform for personal, non-commercial purposes.

8. Privacy & Data Protection

Your privacy is important to us. Our collection and use of personal data is governed by our Privacy Policy, which is incorporated into these Terms by reference.

We comply with the General Data Protection Regulation (GDPR) and Italian data protection laws.

8.1 Your GDPR Rights

As an EU resident, you have rights under GDPR including:

  • Right to Access: Request a copy of your personal data
  • Right to Erasure: Request deletion of your account and data
  • Right to Object: Opt out of marketing communications
  • Right to Portability: Download your data in a portable format

You can exercise these rights through our Settings page or by contacting our Data Protection Officer.

9. Termination & Account Deletion

9.1 By You (GDPR Right to Erasure)

You may request account deletion at any time through Settings > Account > Delete Account. Account deletion follows a 30-day grace period during which you can cancel the deletion by logging in.

Upon deletion:

  • Your personal data will be permanently removed
  • Prediction statistics may be retained in anonymized form
  • All Squizito Coins and virtual items will be forfeited
  • Transaction records may be retained for legal compliance (Italian tax law: 10 years)

9.2 By Us

We may suspend or terminate your account for violation of these Terms or for any other reason at our discretion, with or without notice.

9.3 Effect of Termination

Upon termination, your right to use the Platform ceases immediately. All Squizito Coins and virtual items are forfeited with no compensation.

Data Export: Before deleting your account, you can download all your personal data from Settings > Privacy > Request Data Export.

10. Limitation of Liability

Note: These limitations do not affect your statutory rights as a consumer under applicable law in your jurisdiction.

10.1 General Limitation

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, CATHEDRAL S.R.L.S. AND ITS OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, AFFILIATES, SUCCESSORS, AND ASSIGNS SHALL NOT BE LIABLE FOR:

  • Any indirect, incidental, special, consequential, or punitive damages
  • Loss of profits, revenue, data, or business opportunities
  • Personal injury or property damage resulting from your use of the Platform
  • Unauthorized access to or alteration of your data
  • Any third-party conduct on the Platform
  • Any interruption or cessation of the Platform
  • Any bugs, viruses, or similar harmful components transmitted through the Platform

10.2 Maximum Liability Cap

IN NO EVENT SHALL CATHEDRAL S.R.L.S.'S TOTAL LIABILITY TO YOU FOR ALL CLAIMS ARISING FROM OR RELATING TO THESE TERMS OR YOUR USE OF THE PLATFORM EXCEED THE GREATER OF: (A) THE AMOUNT YOU HAVE PAID TO CATHEDRAL S.R.L.S. IN THE TWELVE (12) MONTHS PRECEDING THE CLAIM, OR (B) ONE HUNDRED EUROS (EUR100).

Since Squizito Coins have no monetary value and platform use is free, this cap reflects the actual commercial relationship between the parties.

10.3 Jurisdictional Limitations

Some jurisdictions do not allow the exclusion or limitation of certain damages. In such jurisdictions, our liability shall be limited to the maximum extent permitted by law:

  • European Union: These limitations apply to the extent permitted by EU consumer protection law.
  • United States: These limitations apply to the fullest extent permitted under applicable state law.
  • Australia: Our liability for breach of a consumer guarantee under the Australian Consumer Law is limited as permitted by section 64A of Schedule 2 of the Competition and Consumer Act 2010.
  • United Kingdom: Nothing in these Terms limits our liability for death or personal injury caused by our negligence, fraud, or any other liability that cannot be excluded by law.

10.4 Indemnification

To the maximum extent permitted by applicable law, you agree to indemnify, defend, and hold harmless Cathedral s.r.l.s., its officers, directors, employees, agents, affiliates, and successors from and against any claims, liabilities, damages, losses, costs, and expenses (including reasonable attorneys' fees) arising out of or relating to:

  • Your violation of these Terms
  • Your violation of any applicable law or regulation
  • Your infringement of any third-party rights
  • Your use or misuse of the Platform
  • Any content you submit, post, or transmit through the Platform

Note: This indemnification obligation may not apply or may be limited in jurisdictions where such provisions are prohibited or restricted by law, including for consumers in the EU and UK.

10.5 Force Majeure

Cathedral s.r.l.s. shall not be liable for any failure or delay in performing its obligations under these Terms where such failure or delay results from circumstances beyond our reasonable control, including but not limited to:

  • Acts of God, natural disasters, or extreme weather events
  • War, terrorism, civil unrest, or armed conflict
  • Epidemics, pandemics, or public health emergencies
  • Government actions, laws, regulations, or sanctions
  • Strikes, labor disputes, or industrial actions
  • Failure of third-party telecommunications or infrastructure
  • Cyberattacks, hacking, or distributed denial of service attacks
  • Power outages or utility failures

10A. General Provisions

10A.1 Severability

If any provision of these Terms is found to be invalid, illegal, or unenforceable by a court of competent jurisdiction, such invalidity, illegality, or unenforceability shall not affect any other provision of these Terms. The invalid, illegal, or unenforceable provision shall be modified to the minimum extent necessary to make it valid, legal, and enforceable while preserving the original intent of the parties.

10A.2 Entire Agreement

These Terms, together with the Privacy Policy, Cookie Policy, and any other policies referenced herein, constitute the entire agreement between you and Cathedral s.r.l.s. regarding your use of the Platform and supersede all prior agreements and understandings, whether written or oral.

10A.3 Waiver

No waiver by Cathedral s.r.l.s. of any term or condition set forth in these Terms shall be deemed a further or continuing waiver of such term or condition or a waiver of any other term or condition. Any failure by Cathedral s.r.l.s. to assert a right or provision under these Terms shall not constitute a waiver of such right or provision.

10A.4 Assignment

You may not assign or transfer these Terms or any rights or obligations hereunder without the prior written consent of Cathedral s.r.l.s. Cathedral s.r.l.s. may assign or transfer these Terms, in whole or in part, without restriction and without notice to you, including in connection with a merger, acquisition, reorganization, or sale of assets.

10A.5 Right to Modify or Discontinue

Cathedral s.r.l.s. reserves the right at any time and from time to time to modify, suspend, or discontinue, temporarily or permanently, the Platform (or any part thereof) with or without notice. You agree that Cathedral s.r.l.s. shall not be liable to you or any third party for any modification, suspension, or discontinuance of the Platform.

10A.6 Survival

The following sections shall survive any termination or expiration of these Terms: Intellectual Property, Limitation of Liability, Indemnification, Governing Law and Dispute Resolution, and General Provisions.

10A.7 Language

These Terms are drafted in English and Italian. In the event of any conflict between the English and Italian versions, the English version shall prevail except where the Italian version is required by law (for Italian residents).

10A.8 No Third-Party Beneficiaries

These Terms do not and are not intended to confer any rights or remedies upon any person other than you and Cathedral s.r.l.s.

11. Changes to Terms

We may modify these Terms at any time. Material changes will be notified via email or in-app notification at least 30 days before taking effect.

Your continued use of Squizito Fan after changes become effective constitutes acceptance of the modified Terms.

12. Governing Law and Dispute Resolution

12.1 Applicable Law

These Terms of Service are governed by and construed in accordance with the laws of the Italian Republic, without regard to conflict of law principles. However, we acknowledge that users from different jurisdictions may have additional rights under their local laws that cannot be waived by contract.

These Terms comply with:

  • Italian Civil Code (Codice Civile)
  • Italian Consumer Code (D.Lgs. 206/2005 - Codice del Consumo)
  • E-Commerce Directive Implementation (D.Lgs. 70/2003)
  • Digital Services Act (Regulation EU 2022/2065)

12.2 Jurisdiction by Region

For disputes arising from these Terms:

European Union (including Italy)

  • Consumer Users: The courts of your place of residence shall have jurisdiction, in accordance with EU consumer protection regulations (Regulation (EU) No 1215/2012).
  • Non-Consumer Users: The exclusive jurisdiction shall be the Courts of Brescia, Italy.

United Kingdom

  • Consumer Users: You may bring claims in the courts of your place of residence in accordance with UK consumer protection law.
  • Non-Consumer Users: The Courts of Brescia, Italy shall have exclusive jurisdiction, unless otherwise required by mandatory UK law.

United States

IMPORTANT NOTICE FOR US USERS - ARBITRATION AGREEMENT AND CLASS ACTION WAIVER:

PLEASE READ THIS SECTION CAREFULLY. IT AFFECTS YOUR LEGAL RIGHTS.

For users residing in the United States:

  • Binding Arbitration: Subject to the exceptions below, you and Cathedral s.r.l.s. agree to resolve any dispute, claim, or controversy arising out of or relating to these Terms or the Platform through final and binding arbitration administered by the International Centre for Dispute Resolution (ICDR) in accordance with its International Arbitration Rules.
  • Arbitration Location: The arbitration shall take place in Milan, Italy, or at a location mutually agreed upon, and may be conducted remotely via videoconference.
  • Class Action Waiver: TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, YOU AND CATHEDRAL S.R.L.S. AGREE THAT ANY ARBITRATION OR LEGAL PROCEEDING SHALL BE LIMITED TO THE DISPUTE BETWEEN YOU AND CATHEDRAL S.R.L.S. INDIVIDUALLY. You waive any right to participate in a class action lawsuit or class-wide arbitration.
  • Exceptions: Either party may bring an individual action in small claims court. You may also opt out of arbitration by sending written notice to legal@squizito.me within 30 days of first accepting these Terms.
  • California Residents: If you are a California resident, you waive California Civil Code Section 1542, which provides: "A general release does not extend to claims that the creditor or releasing party does not know or suspect to exist in his or her favor at the time of executing the release and that, if known by him or her, would have materially affected his or her settlement with the debtor or released party."

Canada

  • For disputes arising from these Terms, you may bring claims in accordance with the laws of your province of residence. The laws of the Province of Ontario shall apply to the interpretation of these Terms, subject to your mandatory provincial consumer protection rights.

Australia

  • Nothing in these Terms excludes, restricts, or modifies any consumer guarantee, right, or remedy conferred on you by the Australian Consumer Law (Schedule 2 of the Competition and Consumer Act 2010) or any other applicable law that cannot be excluded, restricted, or modified by agreement.

Other Jurisdictions

  • For users in other jurisdictions, disputes shall be resolved in the Courts of Brescia, Italy, subject to any mandatory consumer protection laws in your country of residence that cannot be waived by contract.

12.3 Alternative Dispute Resolution

Before initiating any legal proceedings or arbitration, we encourage you to contact us to seek an amicable resolution. We are committed to resolving disputes in good faith.

EU Online Dispute Resolution: As an EU consumer, you may use the Online Dispute Resolution (ODR) platform provided by the European Commission at ec.europa.eu/consumers/odr. Our email for ODR purposes is: legal@squizito.me

12.4 Consumer Rights Protection

Nothing in these Terms shall affect your statutory rights as a consumer under applicable law, including but not limited to:

  • EU/Italy: Rights under the Italian Consumer Code (D.Lgs. 206/2005), Consumer Rights Directive (2011/83/EU), and Unfair Commercial Practices Directive (2005/29/EC)
  • United Kingdom: Rights under the Consumer Rights Act 2015 and Consumer Contracts Regulations 2013
  • United States: Applicable state consumer protection laws
  • Canada: Provincial consumer protection legislation (e.g., Ontario Consumer Protection Act)
  • Australia: Australian Consumer Law and state/territory fair trading laws

13. Digital Services Act Compliance

In compliance with Regulation (EU) 2022/2065 (Digital Services Act), we provide the following information:

13.1 Point of Contact

For Users: support@squizito.me

For Authorities: dsa-contact@squizito.me

Languages: Italian, English

13.2 Content Moderation

We moderate user-generated content (usernames, avatars, league names) in accordance with these Terms. Moderation decisions are made by trained human reviewers. You have the right to appeal any moderation decision by contacting support@squizito.me.

13.3 Transparency Reports

Annual transparency reports regarding content moderation activities will be published on our website in accordance with DSA requirements.

13.4 Average Monthly Active Users (EU)

Information about our average monthly active users in the European Union is available upon request and will be published as required by the DSA.

14. Contact Information

Cathedral s.r.l.s (operating as Squizito Fan)

Registered Office: Via Casino Fondrini 6, 25080 Padenghe sul Garda (BS), Italy

VAT Number: IT03939260984

REA: BS-577421

 

Contact Channels:

  • General Support: support@squizito.me
  • Legal Inquiries: legal@squizito.me
  • Privacy/DPO: dpo@squizito.me
  • DSA Contact: dsa-contact@squizito.me
  • PEC (Certified Email): cathedral@mypec.eu

© 2025 Squizito Fan. All rights reserved.

Cathedral s.r.l.s | VAT: IT03939260984 | Via Casino Fondrini 6, Padenghe sul Garda 25080 (BS)

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